Jobs

Senior Associate, Data Scientist - Applied AI (Financial Services)

Capital One

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Location
Plano, TX
Track
Data Scientist
Level
Senior
Salary
$136K–$155K / yr
Posted
October 2, 2026
Last checked
October 9, 2026
Source
Workday

Job description

Senior Associate, Data Scientist - Applied AI (Financial Services)

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

In this role, you will

  • Partner with a cross-functional team of data scientists, machine learning engineers, and product managers to deliver Generative AI solutions customers love.
  • Leverage a broad stack of technologies—Python, PyTorch, LangChain, AWS, Spark, and Vector Databases—to build Multi-Agent systems and advanced RAG pipelines over vast volumes of numeric and textual data.
  • Build Generative AI models and pipelines through all phases of development, from context engineering through fine-tuning, evaluation, validation, and deployment.
  • Flex your interpersonal skills to translate the complexity of your work into tangible business goals.

The Ideal Candidate is

  • Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
  • Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
  • Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.
  • Statistically-minded. You’ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.

Basic

Qualifications

  • Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
  • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics
  • A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration

Preferred

Qualifications

  • Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics), or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)
  • At least 2 years of experience in Python, Scala, or R
  • At least 2 years of experience with machine learning
  • At least 2 years of experience with SQL
  • At least 1 year of experience in AI, Information Retrieval, Deep Learning, or NLP

McLean, VA: $135,600 - $154,800 for Sr Assoc, Data Science

Plano, TX: $123,300 - $140,700 for Sr Assoc, Data Science

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